Helping You Protect the Important in Your Life.

We understand that financial security for your family is everything. Life can be full of celebrations, new milestones and successes, but it can also include unforeseen challenges. Planning ahead for those you love can provide protection along the way and help you prepare for the expected and the unexpected.

 

We offer products from the most respected providers in the industry.

 
 

Discover how affordable Life coverage can really be.

Affordable Coverage

If you’re just getting started in life or you’re on a fixed income or social security, we have plans to meet your budget. Our life insurance plans range from $2,000 – $1,000,000+.

Most Who Apply are Accepted

Declined before? We can likely get you coverage.

No Medical Exam*

Many plans do not require a medical exam. We ask simple health questions to help you get the discounts you deserve.
*up to $400,000

Protects Your Family

Our affordable plans take care of loss of income, funeral costs, unpaid bills, rent or mortgage payments, and other unexpected financial hardships.

  • Final Expense

    Final Expense insurance gives you the peace of mind knowing your family won’t be burdened with unexpected funeral costs. Plans are affordable even if you are experiencing health challenges. Plan today so your family doesn’t have to in the future.

  • Mortgage Protection

    A properly structured Mortgage Protection Plan will ensure that your family would be OK if something were to happen to you. Living and Death Benefits can give you and your family peace of mind. You have a family. You have a home. Protect it all.

  • Asset Protection

    You’ve spent years working hard to build your savings. A Fixed Indexed Annuity (FIA) is a great way to safeguard your savings even in a down market. Offering many more benefits than other traditional bank products, you can grow your money without any risk of loss. An FIA can help make your retirement dreams a reality.

  • Term Life

    Term Life Insurance offers larger amounts of protection for a defined number of years while your family may have more liabilities to consider, giving your family more protection and peace of mind at the most affordable rates.

  • Whole Life

    Whole life coverage can provide your family with lifetime protection. Premiums and benefits are permanent and guaranteed. Cash value accumulation can also provide access to your funds, offer financial flexibility in the future and also ensure your family will taken care of when they need it the most.

  • Children’s Whole Life

    Children’s Whole Life plans are affordable with guaranteed premiums and benefits. They help cover costs associated with an unexpected loss and are easy to apply for. A children’s plan will help pay funeral expenses, family counseling, medical bills and provide financial security in the case of time off work.

  • Tax-Free Retirement

    Harness the power of today’s Indexed Universal Life Insurance (IUL). Grow your money with zero market risk of loss. Access your retirement dollars tax-free at any time for life events, including retirement without any penalty for early withdrawal and also discover a powerful way to leave an income-tax-free inheritance to your family.

  • Long-Term Care

    Long-term care insurance can help protect you and your spouse in those remaining years where you may need At-home-care or move into an Assisted living facility. It can provide coverage for one or both spouses thus removing the burden of the cost of care from your children or other family members.

 

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