Final Expense
Final Expense Life insurance is designed to help provide affordable protection that pays benefits directly to the person or funeral home you choose. It can cover your funeral costs as well as outstanding medical bills, unexpected expenses or any debt that you may leave behind.
Permanent Protection with Important Guarantees
Benefits are guaranteed and never canceled
Premium payments are guaranteed to never increase.
Benefit amount is guaranteed to never decrease.
Death Benefit is guaranteed to pay to your family or designated beneficiary income tax free, as long as your premiums are paid.
Builds cash value to guarantee you flexibility and options in the future.
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None of us like to think about our own mortality. But at some point, concern for your family leads you to wonder how they will cope with your final expense and burial costs when you die. Having a final expense policy in place protects your family and provides peace of mind.
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Discounts are available based on good health, but having poor health certainly does not disqualify you from finding affordable rates.
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A simple health questionnaire and application will allow us to source the plan that fits you best.
Make tomorrow secure for your loved ones.
None of us knows the day or hour when we or a loved one will die, but we can take the necessary steps now to ensure that funeral costs and other final expenses will be covered when the time comes.
Many people think their age or health will keep them from qualifying for affordable insurance rates and plans or from qualifying all-together, but we offer many products that may still be able to help you take care of final expenses and help provide for your family’s future.